Run your whole business from one smart system
Sales, inventory, M-Pesa, invoicing, and payroll — one login, every branch.
Built for every kind of Kenyan business
From a corner duka to a multi-branch chain — one system that fits how you already trade.
Up and running in four simple steps
No installation, no IT team. Just sign up and start selling.
Create your account
Sign up free — no card, no setup fee.
Set up your business
Add your logo, VAT number, and M-Pesa Till.
Add your products
Import from Excel or add them one by one.
Start selling
Scan, charge M-Pesa or cash, print a receipt.
Checkout in seconds, not minutes
- Scan or search — item goes straight to cart
- Split payment — cash, M-Pesa, and card together
- Print or send a digital receipt instantly
Know your stock, down to the shilling
- Live stock value and margin per product
- Low-stock alerts before you run out
- Bulk import your whole catalogue from Excel
One system, every part of the business
Customers & Loyalty
Credit accounts & points
Invoices & Quotes
Branded PDFs, recurring billing
Reports & P&L
Daily sales, profit, stock value
Payroll & HR
PAYE, NSSF, SHIF, P9
Expenses & Suppliers
Purchase orders to received stock
Multi-Branch
One dashboard, every store
Shifts
Float, cash count, no surprises
Discounts & Coupons
Timed promos, coupon codes
SMS Alerts
Auto-notify on invoices & balances
Security & Access
Roles, 2FA, full audit trail
Get paid the way your customers pay
Straight to your own M-Pesa Paybill or Till — never ours.
Set up payments free →M-Pesa STK Push
Phone prompt, auto-completes
Paybill / Till
Auto-matches, no cashier step
Card via Pesapal
Visa, Mastercard, Airtel Money
Cash, Bank & Credit
All tracked in one place
KRA-compliant, out of the box
No manual workarounds — Merqio POS already knows Kenyan tax law and calculates everything correctly.
- PAYE
- 2024/25 bands + relief
- SHIF
- 2.75% of gross pay
- NSSF
- Tiered per the 2013 Act
- VAT (16%)
- Filing-ready reports
- M-Pesa
- Direct Daraja integration
- Tax Invoices
- KRA PIN + VAT breakdown
The right access for every role
- Full access to every feature during your trial
- No card required, cancel any time
- Set up your first store in under 10 minutes